Consumer Loans
Chattle Mortgage
Commercial Term Purchase / Hire Purchase
Commercial Finance Lease
Novated Lease

You've found a car that suits your needs, or maybe you would like to obtain a pre-approval before looking for your next car or equipment? What ever your needs, we can help you find the right motor or equipment finance to suit your needs and ensure your money goes a lot further. Through our panel of lenders we can offer five different finance options, depending on your needs and circumstances.

The easy way to afford the vehicle you want
A consumer loan is one of the most popular ways to buy a vehicle for private use. You simply borrow the amount you need, including on-road costs, registration and stamp duty and additional accessories if necessary, and you repay the loan back over an agreed term.

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Affordable Finance for better business cash flow.
A chattel mortgage lets companies and business professionals purchase goods such as motor vehicles or boats in a more cash-friendly way. You take ownership of the goods on delivery and the finance company secures the loan by registering a charge over them.

A more affordable way to buy.
Commercial term purchase lets companies and business professionals purchase goods such as motor vehicles or boats in a more cash-friendly way. The hire purchase agreement is a contract where the Finance Company ( the “owner”) give you (the “hirer”) possession and use of an item of equipment in return for regular payments. When the final payment is made, you own the goods.

A smarter way to acquire your assets.
A commercial finance lease lets companies and business professionals purchase goods such as motor vehicles in a more cash-friendly way. The finance company purchases the good on your behalf and then leases the goods to you. You have use of the vehicle or equipment for an agreed time in return for a series of rental payments.

When the lease expires you can choose to return the equipment to the finance company who can sell it in the market place ( you would need to make up the shortfall if the net sale was less than the agreed residual value). Alternatively at the expiry of the term the vehicle is available for purchase.

The simple way to salary package your new vehicle.
If your employer gives you the option to salary package your car, a novated lease is usually the best finance option. With a novated lease, the choice of car and dealership is up to you. The financier simply acquires the vehicle on your behalf and then you lease it from them. You then novate the lease to your employer, who takes on all your rights and obligations under the lease, including the responsibility for meeting the lease rentals.

The contract is in your name and you remain the registered owner throughout the lease. If you leave the company, you keep the vehicle and take over the payments or get your new employer to make the payments.

Applying for finance has never been easier. No complicated forms, interviews or queues, simply call 1300 223 446 to begin.