Personal loans
Home improvement loans
Holiday loans
Debt consolidation
Business loans

Nobody likes complicated application forms or intrusive interviews. That's why at Adfin, we do everything we can to make the whole approval process as easy as possible for you.

If you have made the decision to borrow funds for a future purchase you may have been tossing up between whether to use a personal loan or credit card. The interest rate charged on a personal loan is usually less than that on a credit card, so naturally it would be your preferred option, especially if you are not expecting to pay it off quickly.

The personal loan products available from lenders will differ in terms of the amount you can borrow, the terms available and the interest rates charged. Personal loans are usually unsecured but in some cases may be secured or guaranteed by your home or other asset.

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There may come a time when you find you need more space in your current home or the bathroom and kitchen needs updating. It may not be cost effective to sell up and move to a new home when you take into account the agents commission, legal fees and government charges involved. A home renovation may be the answer.

When it comes to financing your renovations there are a range of options available. Which one is the most appropriate for you depends on your individual circumstances and factors such as how much equity you have in your home, any current loans, your overall financial situation and your timeframe. Let us help you to work through all the options available.

If you have decided you need a break and have your heart set on an overseas holiday you may find yourself overwhelmed by the sheer cost of the flights and accommodation, not to mention spending money you will need. Living in Australia, while arguably one of the greatest countries to live in, does make the cost of an overseas trip for the family seem like a small fortune.

If you're thinking about taking an overseas trip but haven't saved up the cash and don't want to wait to get the money together, a personal loan is probably the best way to finance your holiday. Unlike a credit card, you can borrow a fixed amount and have the repayments laid out for you so that you know it will be paid off within a set timeframe. Call us to discuss your options.

Looking for a smarter way to manage your debt and reduce your monthly commitments?
Then you should consider a Debt Consolidation Loan. This loan option will help you to pay off your debt faster and get your finances under control – whether it's money you owe on your credit and store cards, or hire purchases, overdrafts and other personal loans, a Debt Consolidation Loan can help reduce the overall interest charges and help you manage you get back on track

Whether you are looking at acquiring a new business or are already established in your existing business, we can help you with your financing needs. You may need short term financing such as a bank overdraft or longer term financing to help you expand your business, whatever your requirements are, we can help you.

Our business loans offer you the flexibility of variable or fixed interest rates with structured repayments that feature either interest only or principal plus interest.

Bank overdraft
Being in business, particularly small business can be a regular challenge in terms of managing your day to day cash flow. We can arrange for an overdraft account that allows you to have access to a pre-determined limit and you only have to pay interest on the amount that you have used.

Debtor finance
Debtor Finance is a financing product that allows you to maximise your cash flow, which is a key factor in the success of any business. Unlike traditional lending products, this form of lending enables you to access funds using the strength of your sales as leverage.

By borrowing against the outstanding value of your trade debtors you won’t miss out on business opportunities that you otherwise may have which can help you achieve your business goals and targets.

You might use this type of product if your business sells goods or services on credit terms and consequently has restricted liquidity, or if your business is expanding or if your business activity is affected by seasonal trends.

Applying for finance has never been easier. No complicated forms, interviews or queues, simply call 1300 223 446 to begin.